Use the calculator below to calculate your estimated savings and monthly payment using our plan. Please don't use characters like the dollar sign, commas and periods.

Exactly what Happens?

Step 1: Fill out a free quotation request.

Step 2: After analyzing your application, an agent will contact you within 48 hours to determine the best way we can help you and answer any questions you may have.

Step 3: After talking with your agent, an agreement will be sent to you that allows our staff to negotiate with your creditors. This agreement should be signed and sent back to us as soon as possible.

Step 4: Upon receipt of the signed agreement and the 1st agreed upon payment; we will contact your creditors and notify them that you have joined our debt consolidation program. From that point forward harassing calls from your creditors will cease and in most cases interest charges and late fees will be drastically reduced.

Step 5: Every month make your scheduled payment. Upon receipt of your payment, we in turn, disburse this payment to the creditors in an agreed upon apportionment.

Step 6: Upon completion of the program you may receive a program completion award equal to 1 monthly payment. Also upon completion we will receive written confirmation from your creditors that you have satisfied your debt to them in the agreed upon manner.