Programs

Debt Programs Offered
Help-Consolidate-Debt.com is no longer solely offering “Debt Management Plans” and has expanded its territory to include other types of Debt elimination programs. If you have been overextended in debt we can now offer you a solution tailored to your specific needs. Here is a small list of programs offered by Help-Consolidate-Debt.com:

- Debt Management Plan
- Debt Settlement Program
- Student Loan Consolidation
- Credit Restoration
- Tax Relief
- Mortgages
- And More...

When you call one of our agents, he or she will talk with you on which program suits your needs the best. Read more below about our debt settlement program and the rest of this site about our debt management program.

Debt Settlement Program

A Debt Settlement Program is similar to Debt Management Program in its objectives, meaning that they both aim at eliminating consumer debt. A debt settlement program has the following properties:

- Debt Settlement may settle consumer debts for as little as 20%-50% of the original
   amount owed to the creditor(s).

- You budget for only one single payment per month;

- You benefit from our many years of experience in settling both consumer and
    commercial debts.

- We represent you, not your creditors: meaning that we work for you, not for the
    cause of your creditors.

- We do not offer you a loan; Similar to a debt management program, we do not offer a
   loan but we offer you a solution to get out of debt. See “Why a loan won't work" on why
   a loan will not help your current situation.

- You can often eliminate your debt for much less than what you owe and not have the
    aftermath of a regular bankrupcy.

- If you have a significant amount of debt, we believe that there is no better way to
   resolve it.

- You can stop creditor harassment by forwarding all creditor communications directly
    to us.

- Debt Settlement may work for you if you are behind on payments, in collections or
   choking on your debt. If so, do not hesitate to fill out our free quote on the side of this
   screen and a an agent will contact you as soon as possible.